James Gross
Regional Manager | Loan Officer
NMLS #251734
Franklin Loan Corporation | NMLS #237653
41607 Margarita Rd, Ste #102 | Temecula, CA 92591
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
James Gross
Regional Manager | Loan Officer
NMLS #251734
Franklin Loan Corporation | NMLS #237653
41607 Margarita Rd, Ste #102 | Temecula, CA 92591
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackAs a Licensed Regional Manager, James committed to providing an exceptional lending experience to you and your buyers. With over 22 years of experience in the mortgage industry, his expertise has earned him awards and a place among the top 1% Loan Originators in the U.S. James has the expertise to help buyers understand the mortgage process and the features associated with the loan program they choose. He is dedicated to providing efficient service to all parties in the transaction, from application through closing. “In today’s complicated financial world, people need advice they can trust. My strengths are service, product knowledge and loyalty to my business partners and homebuyers. My team includes two Licensed Loan Officer Assistants who share my enthusiasm for the business and are committed to providing world-class service. We welcome the opportunity to partner with Real Estate Agents and serve buyers’ needs with quick and accurate home financing advice.”James has been a resident of the Temecula, CA, area since 2004 and enjoys giving back to the community through his work with two non-profit organizations. He holds the secretary position for Unforgotten Faces and is Chairman for Lyme Earth. To further this commitment, he has generously donated 10% of his income to non-profits every year for the past seven years. In his free time he enjoys running, skiing, watching hockey, and spending time with his wife and daughter.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.
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James Gross
Regional Manager | Loan Officer
NMLS #251734
Franklin Loan Corporation | NMLS #237653
41607 Margarita Rd, Ste #102 | Temecula, CA 92591
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